What’s Your Small Business Retirement Plan?

Do you have a small business retirement plan? One of the major problems facing all business owner/operators is the issue of retirement funds. Retirement age seems so far off and if I can just get the business running itself that will be my retirement plan. Heard these words before? What is your plan? This is very often the plan for many small business operators.Small business retirement planning is often put to the back burner because there are always jobs to be done in any small business. Very often the owners are unable to afford staff so they are forced to do all those little jobs. Very often they experience cash flow problems so putting money away for ten or more years is not always a top priority. This is often a recipe for disaster.Your small business retirement plan needs to have action today if you have not been able to put money aside. Check with your individual countries laws and policies but many governments offer excellent incentives including a reduction on taxes.If time is a limiting factor for you then your small business retirement plan should include a visit to a financial planner. Here you will be given lots of information. Be sure to go to several financial planners to make sure you find some consistency in the advice you are getting. When visiting a financial planner I always ask myself “if he/she is so good why is he/she still working”? Although this is cynical it has served me well in the past.If you have the time then the possibilities for your Small Business Retirement Plan [http://www.freefinancialinfoguide.com/retirement-plans/small-business-retirement-plan.php] are relatively unlimited. There are countless seminars and programs you can attend to educate yourself and maximize your retirement funds. It may still be worthwhile to start with financial planners and explore the options for yourself.Small business retirement planning is required for all owner/operators. It is essential you begin the process now so your retirement funds are boosted and you can live the life you have only ever dreamed about.

Common Internet Marketing Mistakes Small Businesses Make

Owning and operating a small business is very unpredictable and competitive. So, it is very important for them to apply efficient and result oriented marketing strategies in order to survive, sustain and succeed. Internet marketing is considered as the common and best method for marketing business products or services compared to other forms of marketing.Internet marketing helps small businesses in many ways such as it creates new customers, provides 24/7 visibility of the business, cost effective and targets wider local audience. But many business owners end up committing some mistakes as do not know how it actually works. Some of the Internet marketing mistakes that businesses generally make are:Ignore the importance of websiteToday, most of the customers check online before they go for shopping. So, a small firm not having a website will surely loose those precious prospective buyers who are looking for the products and services they sell. As per the latest survey by Citibank, about 84 percent of them are not selling products and services online and about 37 percent of small businesses are not using website for expanding their business. They tend to ignore the fact that a website is a reflection of the company itself.Poor maintenance of websiteEven if one owns a website, they manage it very poorly. Today, many of the businesses do not have good quality websites. A good quality website not only increases the number of customers but also builds trust and authority among the customers. A good quality website reflects and spreads awareness about your brand.Not advertising the websiteSome small businesses do not have websites of their own, some have website but they do not maintain them properly. Another common mistake many of them make is that they do not promote their website. Unless they promote their website, they cannot reap all the benefits of online presence. Some of the common and best ways of promoting a business website are search engine optimization, local search engine optimization, link building, social media optimization etc.Ignoring local search submissionsAs per BIA/Kelsey survey, about 97 percent of the consumers are using online media while researching products or services in their local area. This shows that it is very essential for the businesses to run a localized marketing campaign to target these prospective buyers. If executed properly to a perfect local search marketing strategy, the local small businesses can win over large businesses and get huge benefits from online marketing.Ignore monitoring and analyzing resultsThe practice of monitoring and analyzing the results is very important to measure the marketing efforts of a small business. Many businesses know that Internet marketing is result oriented, but unless they monitor and analyze the results, they cannot know whether their marketing strategy is working or not and what they need to do to take it to the next level.A small business, which overcomes all these mistakes can grow consistently and stay in the market for a longer period. Internet marketing surely benefits every business, provided they avoid the above mentioned mistakes.